Estimator Tool


 

Purpose

 

 

 

 

The Single Scheme Estimator Tool is a spreadsheet-based calculator designed to give active Single Scheme members a broad indication of the level of retirement benefits that they may be eligible to receive on reaching their Normal Retirement Age. Because Single Scheme benefits build up every time a member gets paid, it is not possible to provide a precise forecast of your retirement benefits.

To be eligible to receive a retirement benefit under the Scheme, a member must have paid into the Scheme for 24 months or more.

The updated Estimator Tool has been designed to provide a more accurate forecast than the previous tool. As a result, the Estimator now requires additional information that is provided to members in their Annual Benefit Statements. This information includes:

  • Lump Sum Referable Amounts Earned prior to the most recent year
  • Lump Sum Referable Amounts Earned in the most recent year
  • Pension Referable Amounts Earned prior to the most recent year
  • Pension Referable Amounts Earned in the most recent year

The tool provides Single Scheme members in the following category types with a broad estimate of their retirement benefits at the relevant Normal Retirement Age:

  • Standard Accrual members
  • Fast Accrual (Uniformed) members
  • Retained Fire-Fighters
  • Members of the Judiciary

As always, the Estimator is based on a number of underlying assumptions and users should read and note the disclaimer and assumptions.

The Estimator is not suitable for members of the Oireachtas, the President; the Comptroller and Auditor General and other qualifying and designated office holders;

You should read the appropriate “Estimator Tool – At A Glance Guide” before using the Estimator Tool

If you have any queries in relation to the Estimator Tool, please email singleschemequeries@per.gov.ie

Single Scheme Member Estimator Tool
Date of Issue 26 June 2026

 

Estimator Tool – Standard, Fast Accrual (Uniformed) and Members of the Judiciary


DescriptorTypeLink
Standard, Fast Accrual (Uniformed) and Judiciary Member Estimator Tool Calculation ToolMicrosoft Excel document icon
Standard, Fast Accrual (Uniformed) and Judiciary Estimator Tool – At a Glance GuideAt a Glance Guide PDF icon

 

Technical Note These Estimator Tools use MS Excel macros to carry out calculations. In order to use this tool, you must enable macros in MS Excel by clicking “Enable content”.

 


Where issues arise when downloading these documents or tools on the website when using the Google Chrome / Internet Explorer browser, we suggest to users to try opening the documents in a different browser and / or try opening the documents in a new tab or window (you may also need to hit refresh and download after opening a new window). 

Also, the Google Chrome issue may be resolved by taking the following steps:

  1. Type – chrome://settings/content/insecureContent?search=secu – into the url panel in chrome and,
  2. Add https://singlepensionscheme.gov.ie/to “Allow” section.

If the issue persists, please try contacting your IT unit for assistance.

If you are still having issues after all the above steps have been completed, please email singleschemequeries@per.gov.ie and we can send the documents to you directly.

 

Latest Updates